Jewellery Valuation
What is a jewellery valuation?
It’s a written document that provides a detailed description of your jewellery piece and an estimated replacement value — in other words, what it would generally cost to replace your piece with something of similar quality and craftsmanship in today’s market.
Is this valuation for insurance purposes?
Yes! This type of valuation is specifically for insurance. It helps you get the right cover in case your piece is lost, stolen or damaged.
Why does the value sometimes come back less than what I paid?
The valuation isn’t designed to confirm whether you got a "good deal" or not. It reflects what your piece would reasonably cost to replace, based on current industry pricing for materials and labour. Sometimes this might be less than what you paid (especially if your piece came with a retail markup or was custom-made), and sometimes it might be more.
Why is the valuation often on the conservative side?
To keep your insurance premiums reasonable. Insurance companies generally want to pay out the least possible amount in a claim — so it doesn’t help you to over-inflate the value. A conservative, fair valuation makes sure you’re properly covered, without paying more than you need to in premiums.
What’s included in the valuation?
Each valuation comes with:
A detailed description of the piece (materials, stones, weight, etc.)
Clear photos
A replacement value in AUD
What is a jewellery valuation?
It’s a written document that provides a detailed description of your jewellery piece and an estimated replacement value — in other words, what it would generally cost to replace your piece with something of similar quality and craftsmanship in today’s market.
Is this valuation for insurance purposes?
Yes! This type of valuation is specifically for insurance. It helps you get the right cover in case your piece is lost, stolen or damaged.
Why does the value sometimes come back less than what I paid?
The valuation isn’t designed to confirm whether you got a "good deal" or not. It reflects what your piece would reasonably cost to replace, based on current industry pricing for materials and labour. Sometimes this might be less than what you paid (especially if your piece came with a retail markup or was custom-made), and sometimes it might be more.
Why is the valuation often on the conservative side?
To keep your insurance premiums reasonable. Insurance companies generally want to pay out the least possible amount in a claim — so it doesn’t help you to over-inflate the value. A conservative, fair valuation makes sure you’re properly covered, without paying more than you need to in premiums.
What’s included in the valuation?
Each valuation comes with:
A detailed description of the piece (materials, stones, weight, etc.)
Clear photos
A replacement value in AUD
What is a jewellery valuation?
It’s a written document that provides a detailed description of your jewellery piece and an estimated replacement value — in other words, what it would generally cost to replace your piece with something of similar quality and craftsmanship in today’s market.
Is this valuation for insurance purposes?
Yes! This type of valuation is specifically for insurance. It helps you get the right cover in case your piece is lost, stolen or damaged.
Why does the value sometimes come back less than what I paid?
The valuation isn’t designed to confirm whether you got a "good deal" or not. It reflects what your piece would reasonably cost to replace, based on current industry pricing for materials and labour. Sometimes this might be less than what you paid (especially if your piece came with a retail markup or was custom-made), and sometimes it might be more.
Why is the valuation often on the conservative side?
To keep your insurance premiums reasonable. Insurance companies generally want to pay out the least possible amount in a claim — so it doesn’t help you to over-inflate the value. A conservative, fair valuation makes sure you’re properly covered, without paying more than you need to in premiums.
What’s included in the valuation?
Each valuation comes with:
A detailed description of the piece (materials, stones, weight, etc.)
Clear photos
A replacement value in AUD